Chat with Nola on WhatsApp →
Working Capital Loan

Daily Finance for Everyday Business Growth.

MarketLift provides responsible short-term working capital to petty traders, helping them buy stock, increase sales and grow with confidence.

South-East Nigerian market trader serving customers
Daily Loan Product

What is MarketLift?

MarketLift is Nobles Cooperative's daily repayment loan designed for petty traders who need fast working capital to keep their businesses moving.

Key Features

Designed specifically for market traders who need flexible, responsible working capital.

25 Working Days

Short-term loan tenor designed to match your daily sales cycle.

Daily Repayment

Repay in small, manageable daily instalments that align with your cash flow.

Designed for Traders

Built specifically for petty traders operating in markets across South-East Nigeria.

Responsible Lending

We assess affordability to ensure you can repay without financial strain.

Compulsory Savings

Build your savings throughout the loan cycle — securing your financial future.

Eligibility

To qualify for MarketLift, you must meet the following requirements.

Registered Nobles Cooperative member
Valid BVN and NIN
Business verification
Acceptable guarantor requirements
Successful credit assessment

How It Works

Getting started with MarketLift is simple. Follow these five steps.

1
Become a Member

Join Nobles Cooperative with your ₦1,000 lifetime share.

2
Submit Application

Apply for MarketLift through the Nobles Vault app or at our Awka office.

3
Complete Verification

Provide BVN, NIN, and business verification documents.

4
Receive Approval

If eligible, your loan is approved and disbursed to your account.

5
Repay Daily

Repay according to your schedule — small, manageable daily payments.

Loan Cycle

MarketLift grows with your business. Start with Cycle 1 and progress to Cycle 2 as you build trust and repayment history.

₦50,000 – ₦99,000
Cycle 1
Interest deducted upfront
Compulsory savings collected
25 working days repayment
Ideal for first-time applicants
₦100,000 – ₦150,000
Cycle 2
Interest deducted upfront
Compulsory savings collected
25 working days repayment
Available after successful Cycle 1 completion

Interest and approved charges are deducted upfront in line with the product policy. Compulsory savings are collected throughout the repayment period.

Borrow Responsibly

Borrow only for a clear need and only when repayments remain affordable after essential household and business costs. Final approval follows cooperative appraisal.

Required Documents

Prepare these documents before starting your application.

BVN
NIN
Passport photograph
Guarantor information
Business verification requirements

Frequently Asked Questions

Quick answers to common questions about MarketLift.

Approval typically takes 24–48 hours after all verification documents are submitted. We prioritise speed while ensuring responsible lending.

You must be a registered member of Nobles Cooperative to apply for MarketLift. Membership is a one-time ₦1,000 lifetime share.

We understand that market days can be unpredictable. If you miss a repayment, contact our support team immediately to discuss a solution. We work with you to avoid penalties.

MarketLift requires an acceptable guarantor as part of the vetting process. The guarantor must be a registered member in good standing.

Yes, after successfully completing Cycle 1 (full repayment without defaults), you become eligible for Cycle 2 with higher loan limits.

Keep Your Business Moving.

Apply for MarketLift today and keep your shelves stocked and your customers happy.

Download App WhatsApp Help