Grow Together with Unity Loan.
Unity Loan provides responsible group financing that helps members grow their businesses while building accountability, trust and financial discipline.
What is Unity Loan?
Unity Loan is a group-based business loan designed for members who support one another through shared responsibility, weekly meetings and disciplined repayments.
Strength in Numbers
Unity Loan is built on the principle of collective responsibility. When your group succeeds together, everyone benefits. Weekly meetings keep everyone accountable and motivated.
Key Features
Designed for business groups who value collaboration, accountability and shared growth.
16 Weeks Tenor
Structured repayment over 16 weeks with a manageable weekly schedule.
Weekly Repayment
Repay weekly in structured instalments that align with your group's cash flow.
Group Lending Model
Collective responsibility and peer accountability drive the lending process.
Compulsory Savings
Build your savings throughout the loan cycle — securing your financial future.
Transparent Charges
Clear charges in line with the approved product policy — no hidden fees.
Eligibility
To qualify for Unity Loan, you and your group must meet the following requirements.
How It Works
Getting started with Unity Loan is simple. Follow these five steps.
Join or Form a Group
Join an approved Unity Loan group or form one with fellow members.
Complete Application
Apply for Unity Loan through the Nobles Vault app or at our Awka office.
Verification & Appraisal
Provide BVN, NIN, business and group verification documents.
Receive Approval
If eligible, your group loan is approved and disbursed.
Weekly Meetings & Repayment
Attend weekly meetings and repay according to your group schedule.
Loan Structure
Unity Loan is built around group accountability and disciplined savings.
16 Weeks Repayment
Structured payment schedule
Weekly group meetings
Peer accountability
Savings Requirements
Weekly savings during loan cycle
Group purse contributions
Approved charges in line with product policy
Group purse contributions and approved charges apply in accordance with the product policy. All terms are confirmed during cooperative appraisal.
Required Documents
Prepare these documents before starting your group application.
Frequently Asked Questions
Quick answers to common questions about Unity Loan.
A Unity Loan group is a registered circle of Nobles Cooperative members who meet weekly to support each other, save together, and collectively manage loan repayments. Groups foster accountability and shared success.
A minimum of 5 registered members is required to form an approved Unity Loan group. All members must be in good standing with Nobles Cooperative.
Before loan disbursement, 20% of the approved loan amount is collected as compulsory savings. This helps build a financial cushion for each member and the group.
Yes, active members in good standing can join or form a Unity Loan group. You'll need to complete the group registration and verification process.
Unity Loan operates on collective responsibility. The group works together to address defaults through weekly meetings. If issues persist, the group may need to restructure the repayment plan.
Build Your Business with the Strength of Your Group.
Apply for Unity Loan today and grow together with your group.